Our Services & Business Units

Savings & Loans

Role: Provides savings and loan services for members to support daily economic needs and business development.

Benefit: Easy, transparent access to financing that upholds the principle of prudence.

Ecosystem contribution: The backbone of members' wellbeing, strengthening the long-term relationship between the cooperative and its members.

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Waserda

Role: Supplies members' everyday needs through the cooperative's general store.

Benefit: Easy access to essential goods at competitive prices for members.

Ecosystem contribution: Supports the cooperative's trading activity, with future potential for a digital catalog and ordering system.

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Canteen

Role: Provides members' daily needs, food, and drinks through a business run in partnership with the canteen operator.

Benefit: Easy access to daily needs at a location convenient for members.

Ecosystem contribution: Supports the cooperative's business development through a profit-sharing arrangement with the canteen operator.

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Water Sales

Role: Distributes clean water via a tanker fleet to customers and areas in need.

Benefit: Carries out water sales and distribution via a tanker fleet according to customer needs and the defined scope of service.

Ecosystem contribution: A business revenue stream supporting the cooperative's sustainability, with potential for digital fleet scheduling and monitoring.

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Procurement

Role: Manages the procurement of goods and operational needs to support the cooperative's business activities and partners.

Benefit: An efficient, transparent procurement process aligned with administrative standards.

Ecosystem contribution: Keeps every business unit running smoothly through planned availability of goods.

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Mobile Meter Reading (MMR)

Role: Performs water meter reading through a digital app, accurately, in a structured way, and transparently.

Ecosystem contribution: Part of the technology & digital business units supporting KKB Tirta Raharja's digital transformation.

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