Areas of Activity
Savings Services
Collects members' savings as part of strengthening the cooperative's shared capital.
Loan Services
Extends loans to members through a transparent mechanism grounded in the principle of prudence.
Medical Expense Loans
KKB Tirta Raharja also provides a Medical Expense Loan facility as a form of care and support for members' wellbeing.
This facility can be used by members who need funds for medical treatment, hospital care, or other medical needs, particularly to help cover cost differences not paid or not yet fully covered by BPJS Kesehatan (national health insurance) and/or other insurance.
Unlike regular loans, the Medical Expense Loan carries no service fee, so members repay only the amount of the loan they received.
The repayment period may be granted for up to a maximum of 24 months, in accordance with the terms and mechanism applicable at KKB Tirta Raharja.
